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Buying your own home, is always exciting

It is important to get the right mortgage deal for YOU

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What is a Mortgage?

A mortgage is a loan taken out to buy property or land.

Most run for 25 years but the term can be shorter or longer.

The loan is ‘secured’ against the value of your home until it’s paid off.

If you can’t keep up your repayments the lender can repossess (take back) your home and sell it so they get their money back.

With so many Mortgages on the market - how do we know we are getting the right one for us at the best rate?

Thankfully, this is where we come into our own. With our updated knowledge of the current mortgage markets,  access to the major Lenders and products that Joe Public does not have access to, we can find the best mortgage deal for you, which will save you a whole lot of time, money and possibly frustration, as we cut through the jargon, reducing your risk of anything going wrong, as we manage everything from start to completion and beyond.

Apart from the mainstream lenders, we also have other lenders who have alternative criteria. Lenders who specialise in customers that have poor or low credit. If you have CCJ's, Defaults or credit blips in your history, we can still help you (although the interest rates may be a little higher).

Wherever you consider home for you, we like to make sure that it is affordable, suitable and

meets your needs. We will look at various factors on your behalf and what type of mortgage

would be best for you, and more importantly, putting in place a simple package, that will

keep you and your family in your home, whatever life throws at you.

We are also now able to offer capital raising finance, bridging loans (For secured loans and

second charge loans mortgages, we act as introducers only).

We deal with Capital & Repayment Mortgages, Fixed Interest Mortgages, Second Charge, Commercial & Discounted Rate Mortgages, Tracker Mortgage and Off-set Mortgages, as well as Buy To Let. We look at the flexibility, early repayment charges, whether or not you would like to have the option of overpayments later down the line.

What your plans are for the future, so that we can factor in some flexibility if you need it.

Another important factor is of course the interest rate and this will depend on your credit rating. 

We guide you through the various stages and costs involved, so that you know what to expect.

There are various costs involved in buying your home, whether you are a first time buyer, or a very experienced mover. The costs to consider are  Stamp Duty, Fees for Searches & Legal fees, valuation fees, Broker and Lender's fees, Estate Agent's fees, removal costs. New costs that you may have such as ground rent and maintenance fees which also needs to be factored in, as does general maintenance, repairs and redecoration.

Basset Hound

We Choose us?


We are highly qualified, friendly and approachable and we believe in explaining things in plain language. Ask us anything! We thoroughly understand the residential mortgage market, and of course, the importance of giving a comprehensive service, to include the correct protection insurances that you will need to cover unforeseen eventualities, such as mortgage protection, income protection, accident and sickness, critical illness and disability etc.


We keep up to date with the latest  economy news, changes, updates and the latest regulations.

Most importantly, we understand how to use this knowledge and expertise to help you.

Simply get in touch with us by phone or email and we'll talk through how we'll work together to get you to where you want to be.

A point to note that Lenders are now also lending beyond the retirement age, depending on your pension income and circumstances.

Our 5 Star Customer Service


We are committed to an excellent Customer Service, and ensure that every customer is at the heart of every decision we make and all the advice we provide.

We pride ourselves on our excellent reputation and our Partners will know that they can refer customers to us, safe in the knowledge that they are very important to us, and customers can be reassured that we will guide them through.

We work together with  Conveyancing Specialists and are informed at every stage, which we and the Client can see online so that you know at any time what stage you are at.

Existing Customers usually come back to us to re-mortgage when they move to a different property, so we reward them for their loyalty, and waiver the Advice fee.

Broker Fees

Using a Mortgage Broker could just be the smartest move that you make, and could save you thousands in the long term.

We will ensure that you are matched with the correct product for your own personal circumstances.

Our initial Consultation with you is FEE-FREE.

Our advice & Completion fees are between £295-£495 depending on the work involved, where we perform unbiased, comprehensive research, with products, interest rates and companies to make sure that you get the best deal.


We pride ourselves on our integrity and service to our Clients.

We help guide you through the process,  through to completion and beyond.

We understand that organising a Solicitor can be difficult , if you do not know what you are looking for. We have Panel Solicitors that specialise in Conveyancing and they know what to do and more importantly when. They are au fait with the complete process and they also converse with us (unlike an appointed Solicitor to yourself).  The good news for you is that you (and ourselves) can see online exactly where your case is at and if there is anything that is needed to push it along a bit, so we can make sure that the whole process goes smoothly and is a seamless process to eliminate any frustration on your part. 

We compare the market for you:

This information does not contain all the details you need to choose a mortgage product. The amount of money that you can raise may be greater or less than the figure shown on a mortgage calculator, and will depend on a range of factors personal to you and your circumstances. Our advisers will be able to confirm exactly how much you can raise with a personalised mortgage plan.

Speak to a Professional Broker


If you would benefit from a mortgage, then why not speak to one of our specialists to find out more?

As part of our trusted service, if we do not think that a particular mortgage is the best option for you, we will tell you.

Arrange your FREE no-obligation initial consultation in the comfort of your own home with your local Mortgage Broker, Donna Pearson on 07393 849693 

 To understand the features and risks, please ask for a personalised illustration. Think carefully before securing other debts against your home.

Please be aware that your home can be repossessed if you do not keep up mortgage repayments

Donna Pearson,

Certs CII MP & ER, Cert CII SMP Advanced Mortgage Advice

& Equity Release Specialist 

Call us today and let’s see how we can help you to get a better mortgage deal.

To understand the features and risks,

please ask for a personalised key facts illustration.




Cambridge Avenue,

Gidea Park, Romford,

Essex. RM2 6QX

Also At Market Hill

Maldon, Essex. CM9 4PZ

Call FREE on 0800 107 6318

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Donna Pearson, Certs CII (MP & ER), CII SMP

Advanced Mortgage Adviser

& Equity Release Specialist,

Freedom Equity Release



Tel: 07393 849693

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