Thankfully, this is where we come into our own. With our updated knowledge of the current mortgage markets,  access to the major Lenders and products that Joe Public does not have access to, we can find the best mortgage deal for you, which will save you a whole lot of time, money and possibly frustration, as we cut through the jargon, reducing your risk of anything going wrong, as we manage everything from start to completion and beyond.

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Apart from the mainstream lenders, we also have other lenders who have alternative criteria. Lenders who specialise in customers that have poor or low credit. If you have CCJ's, Defaults or credit blips in your history, we can still help you (although the interest rates may be a little higher).

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Wherever you consider home for you, we like to make sure that it is affordable, suitable and

meets your needs. We will look at various factors on your behalf and what type of mortgage

would be best for you, and more importantly, putting in place a simple package, that will

keep you and your family in your home, whatever life throws at you.

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We are also now able to offer capital raising finance, bridging loans (For secured loans and

second charge loans mortgages, we act as introducers only).

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We deal with Capital & Repayment Mortgages, Fixed Interest Mortgages, Second Charge, Commercial & Discounted Rate Mortgages, Tracker Mortgage and Off-set Mortgages, as well as Buy To Let. We look at the flexibility, early repayment charges, whether or not you would like to have the option of overpayments later down the line.

What your plans are for the future, so that we can factor in some flexibility if you need it.

Another important factor is of course the interest rate and this will depend on your credit rating. 

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We guide you through the various stages and costs involved, so that you know what to expect.

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There are various costs involved in buying your home, whether you are a first time buyer, or a very experienced mover. The costs to consider are  Stamp Duty, Fees for Searches & Legal fees, valuation fees, Broker and Lender's fees, Estate Agent's fees, removal costs. New costs that you may have such as ground rent and maintenance fees which also needs to be factored in, as does general maintenance, repairs and redecoration.

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